Debt-Free Living

Debt Excuses

Stop using debt excuses to rationalize your debt and why you’re not making debt your #1 financial priority. Two commonly used debt excuses are used over and over again to justify staying in debt. Debt is normal nowadays. The average American is in debt, living paycheck to paycheck, and owes an average of $8,398 in …

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Debt-Free Christmas

Are you tired of having Christmas credit card payments haunting you for months, or even years after? Do you find yourself stressed out wondering if you have enough money to buy gifts and attend all of those Christmas parties? Are you so stressed about your finances that you have a hard time enjoying the holidays? …

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There are proven methods to stay motivated to pay off debt. Paying down debt sounds simple, but like most things, it’s not as easy as it seems. If you have a large amount of debt, you might be in it for the long haul. It took me over two and a half years to pay …

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I’ve learned some unexpected and surprising debt-free lessons during my first year of living completely debt-free. July 25, 2020 marked the one-year anniversary when I paid off $72,000 of consumer debt (student loans, a car loan, credit card debt, and even a cemetery plot)! My family started our debt-free journey at the end of 2016 …

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Most New Year’s resolutions last a month, at best. According to an article from psychologytoday.com, 80% of New Year’s resolutions fail by February. Paying off debt can take months or even years. Tackling debt takes dedication, knowledge, and most of all time. I paid off $72,000 of debt in two and a half years. In …

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Debt-free has so many more benefits than living in the here and now, charging your Instagram worthy lifestyle for all to see. I’m only two months away from paying off over $72K in consumer debt, and I can’t believe how different my life is now. I started my debt-free journey about two and a half …

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Are you stressed out about money? Are you wondering how you’ll pay your bills this month? Let me help you start tackling your financial struggles. First of all, start working towards a debt-free life. All purchases, excluding your mortgage, will be paid for with cash you’ve saved up. Live a life that is free from …

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Dave Ramsey's Baby Steps

Learning to live debt-free is the best decision you can ever make. Before stumbling onto this new lifestyle, I read several personal finance books. Nothing really resonated until I found Dave Ramsey. His plan was laid out step-by-step, instead of just teaching money principles. I appreciated that the plan made common-sense and I could start …

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Debt free living

Debt-free living is not a common term that you hear nowadays. Debt is a normal way of life for most. Saving up to buy a car or a vacation seems crazy. Why bother when you can get a loan or whip out your credit card? This is the very reason why US credit card balances …

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