Stop using debt excuses to rationalize your debt and why you’re not making debt your #1 financial priority. Two commonly used debt excuses are used over and over again to justify staying in debt. Debt is normal nowadays. The average American is in debt, living paycheck to paycheck, and owes an average of $8,398 in …
Are you tired of having Christmas credit card payments haunting you for months, or even years after? Do you find yourself stressed out wondering if you have enough money to buy gifts and attend all of those Christmas parties? Are you so stressed about your finances that you have a hard time enjoying the holidays? …
I’ve learned some unexpected and surprising debt-free lessons during my first year of living completely debt-free. July 25, 2020 marked the one-year anniversary when I paid off $72,000 of consumer debt (student loans, a car loan, credit card debt, and even a cemetery plot)! My family started our debt-free journey at the end of 2016 …
Most New Year’s resolutions last a month, at best. According to an article from psychologytoday.com, 80% of New Year’s resolutions fail by February. Paying off debt can take months or even years. Tackling debt takes dedication, knowledge, and most of all time. I paid off $72,000 of debt in two and a half years. In …
Are you stressed out about money? Are you wondering how you’ll pay your bills this month? Let me help you start tackling your financial struggles. First of all, start working towards a debt-free life. All purchases, excluding your mortgage, will be paid for with cash you’ve saved up. Live a life that is free from …
Learning to live debt-free is the best decision you can ever make. Before stumbling onto this new lifestyle, I read several personal finance books. Nothing really resonated until I found Dave Ramsey. His plan was laid out step-by-step, instead of just teaching money principles. I appreciated that the plan made common-sense and I could start …
