Budget Bliss

These 10 best budget habits helped my family pay off $72,000 of consumer debt in two and a half years on one income. You know how we did it? We consistently made a zero-based monthly budget and stuck to it.  Even though we’re debt-free now, we still budget each and every month. No matter what …

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Budgeting during these uncertain times caused by the Coronavirus pandemic is nerve-racking. Some of you may have lost your job or experiencing a sudden drop in income. As of mid-April 2020, 22 million Americans have filed for unemployment during the Coronavirus breakout, according to the Washington Post. If you’re still employed, you still might be …

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I hear so many people complaining that budgeting is hard. It’s too restricting, complicated, and just plain boring. What I do know is the reason why budgets fail is not in the budget itself, but in how we view the budget and how we set it up in the first place. There are so many …

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My 5 best budget blog posts you need to read now is the essential guide to help you start budgeting successfully. I’ve been creating a unique zero-based monthly budget for years now, and it has changed my life! Whenever anyone asks me how I paid off all of my consumer debt, I proudly say through …

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Forgotten Budget Expenses

You’ve created your first zero-based monthly budget and things are going great. You’re starting to get comfortable with budgeting, until the unexpected happens. An expense pops up that you forgot about. You didn’t even realize that you needed to include it in the first place. What do you do now? Don’t panic! Forgotten budget expenses …

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There are so many budgeting mistakes that may be costing you big time. We fail to make the connection that these budgeting mistakes are the very reasons why our budgets fail in the first place. Most of us hear the word “budget” and run for the hills. Negative connotations come to mind like deprivation, restriction, …

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Setting your budget categories is a simple way to get warmed up to budgeting. If you’ve been struggling to figure out what to include in your budget, and don’t know where to start, then you’re in the right place. First of all, don’t let the thought of creating a budget scare you. In its simplest …

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Now that you’ve made the decision to start your debt-free journey, where should you start? The next step involves finding a plan that will eliminate all of your consumer debt. If you scour the internet, you’ll stumble upon two popular debt payoff plans. Both deliver the same exact result (total debt elimination), but the plans …

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